Terms of Service

Effective Date: January 1, 2026

Important Disclaimer: SolarInsureUS.com is an independent comparison website. We are NOT an insurance company, insurance broker, or licensed insurance agent. All content on this site is for educational and informational purposes only and does not constitute insurance advice. Always consult a licensed insurance professional before purchasing any insurance product.

1. Acceptance of Terms

By accessing or using SolarInsureUS.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Site.

2. Not Insurance Advice

The content on SolarInsureUS.com is for general informational and educational purposes only. It does not constitute insurance advice, a recommendation to purchase or avoid any insurance product, or a statement of coverage under any policy. Insurance coverage, terms, exclusions, and pricing vary significantly by insurer, state, and individual circumstances. You should always obtain professional advice from a licensed insurance agent or broker before making any insurance decisions.

3. Accuracy of Information

We make every effort to ensure the accuracy of information on this Site, but we make no warranties or representations about the completeness, accuracy, or currency of any content. Insurance markets, policy terms, and rates change frequently. Information may be outdated by the time you read it. Always verify directly with insurers before making coverage decisions.

4. Third-Party Links & Referrals

This Site may contain links to third-party websites, including insurance company websites. We do not control and are not responsible for the content, accuracy, or practices of third-party sites. When you click a referral link and request quotes, we may receive a referral fee. This does not affect our editorial independence or rankings.

4a. EverQuote Referral Partnership

SolarInsureUS has a referral relationship with EverQuote, Inc. (a licensed insurance marketplace). When you click "Compare Quotes," "Get a Quote," or similar calls to action on this site, you may be directed to EverQuote's platform. If you submit a quote request, SolarInsureUS may receive a referral fee from EverQuote. This fee does not affect the quotes you receive or the prices you pay for insurance.

FTC Disclosure: In accordance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 C.F.R. Part 255), SolarInsureUS discloses that it receives compensation through affiliate referral fees. This compensation may influence which products or services are featured on the site, but does not influence our editorial ratings, rankings, or recommendations, which are based on independent analysis.

4b. Google AdSense Advertising

This site displays advertisements through Google AdSense. Google and its advertising partners use cookies (including the DoubleClick cookie) to serve ads based on your prior visits to this and other websites. You may opt out of personalized advertising at google.com/settings/ads. SolarInsureUS receives revenue from ad impressions and clicks but does not control which specific advertisements are displayed.

5. No Insurer Relationship

SolarInsureUS.com is not affiliated with, endorsed by, or a representative of Allstate, State Farm, USAA, Liberty Mutual, Lemonade, Farmers, Nationwide, or any other insurance company mentioned on this Site. Insurer names and logos are the property of their respective owners.

6. Limitation of Liability

To the maximum extent permitted by law, SolarInsureUS.com and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this Site or reliance on its content, including but not limited to insurance coverage decisions made based on information found on this Site.

7. Advertising Disclosure

This Site displays advertisements through Google AdSense and may contain affiliate links. We receive compensation from advertising and referral activities, which helps fund the production of free educational content. Advertising relationships do not influence our editorial content or insurer rankings.

8. Governing Law

These Terms are governed by the laws of the State of California. Any disputes shall be resolved in the courts of Los Angeles County, California.

9. Intellectual Property & DMCA

All original content on SolarInsureUS.com — including articles, guides, comparisons, and tools — is the intellectual property of SolarInsureUS and Marcus J. Reid. Unauthorized reproduction, copying, or distribution of our content without express written permission is prohibited.

DMCA Notice: If you believe any content on this site infringes your copyright, please send a written notice to privacy@solarinsureus.com including: (1) identification of the copyrighted work, (2) identification of the infringing material and its location on our site, (3) your contact information, (4) a statement that you have a good faith belief the use is unauthorized, and (5) a statement that the information in the notice is accurate. We will respond to valid DMCA notices within 10 business days.

9. Contact

Questions about these Terms? Contact: legal@solarinsureus.com or use our Contact page.